Finding a roof contractor in Cambridge requires careful screening and diligence as you weed through prospective vendors. It also means keeping a steady eye on one key factor: price. As you work through your list of potential contractors, you may feel inclined to select one based on price alone. However, all too often, a significant gap in project price can mean the difference between hiring a roof contractor in Cambridge who has insurance and entrusting your home or commercial building to one who does not carry insurance.
Insurance Coverage Delivers Optimal Peace Of Mind Throughout Your Project Duration
Many individuals sourcing a roofing contractor may not realize the importance of hiring a team that offers insurance. It is only after an unforeseen incident occurs that they realize how vulnerable and often responsible they are if their contracting team gets injured on their job site or causes damage to the structure.
The first thing that you should know about insurance coverage: in some states, hiring an uninsured contractor means that you will assume responsibility for any damages occurring at the site. In some cases, you may even have to absorb the costs of worker’s compensation should a crewmember get injured on your property.
There are other reasons why you may want to think twice before hiring a contractor without insurance. Some vendors may only do roofing work on a part-time basis and assume that insurance is not a necessity. They may also be a startup firm with limited experience. A team that only roofs as a “side gig” or without extensive operational experience can mean they do not have the experience you will need to complete your job appropriately.
Additionally, some providers may not be able to afford coverage for their projects. This can prove a major red flag. If a roof contractor in Cambridge cannot cover the insurance costs, it can mean major delays and interruptions in your project should it run over budget. Worse yet, not carrying coverage can mean that you are teaming with a provider who does not stand behind their work.
Knowing these potential risks can help you decide if it is worth it to team with an uninsured provider. If you still have questions, consult with The Roofman today; we offer insured workmanship and industry-leading warranties on our products.